Homeowners Insurance

Lovinger Insurance provides Homeowners Insurance coverage through these providers

American Integrity Insurance

American Integrity Insurance is committed to providing Florida homeowners with sound, comprehensive insurance coverage and an extraordinary customer experience. We...

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strive to be a valued partner to our policyholders, agents, and community.We offer traditional and high value homeowners insurance, condo insurance, and the special coverage required for vacant homes, manufactured homes, and policies designed for those who need less coverage or are renting out their home. We also offer extra protection, including flood insurance as well as identity theft and equipment breakdown coverage, to help address a broad range of needs facing Florida homeowners today.

Aspen Insurance Company

We provide customized solutions for all types of risk, even the most challenging.Our high level of analytical skills and responsiveness enable us to provide the best possible...

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service to our clients, giving them precisely the protection they need. We make it our business to know as much about each client's individual needs as we can – across all of our product areas, whether commercial or industrial risks. Our expertise in evaluating the perils of fire, windstorm, flood and earthquake is critical to the success of our insureds. We are able to build specific products that suit their needs perfectly.

Avatar Insurance

Avatar Property and Casualty Insurance Company has provided repairs and solutions to policyholders for nearly a decade.Avatar provide stability and security to Florida property...

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owners by offering comprehensive insurance coverage across the state. Avatar grants homeowners insurance, condo insurance, manufactured home insurance, and commercial building insurance.

Bankers Insurance

Headquartered in St. Petersburg, Florida, Bankers is strongly rooted in the Southeast, with the specialized experience and geographic focus of a major regional carrier.

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In other words, with more than 25 catastrophes under our belts, we’ve gotten very good at helping our policyholders through hurricanes, flooding and other catastrophes quickly, thoroughly and intact.

Cabrillo Coastal

Offering residential property insurance products in places exposed to hurricanes is one thing. Doing it with excellence and specializing in hurricane exposed property is entirely...

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another. That’s what we do. Through sophisticated pricing techniques, quality and timely claims handling, careful reinsurance pricing, experienced underwriting and a friendly staff, Cabrillo Coastal General Insurance Agency provides the quality service and competitive pricing our customers deserve. Your home is important. The financial security it brings is even more so.

Epic Insurance

We are a Florida-based homeowner’s insurance company, founded by experts who not only have extensive backgrounds in insurance, but also reinsurance, investments, claims...

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handling and risk analysis. The leadership team has over 100 year+ experience in residential property insurance in the Florida market. Our team has successfully overseen operations during some of our state’s most difficult hurricane seasons — from Hurricane Andrew to the multiple storms of the 2004-2005 hurricane season. We are financially very strong with an “A, Exceptional” Demotech, Inc. rating. We are dedicated to “Epic Protection Against the Elements.”

Federated National Insurance

Federated National Insurance Company has been providing individuals and businesses with peace of mind for more than 24 years. Founded...

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in Florida in 1992, we are committed to providing fair and competitive pricing coupled with exceptional customer service. Federated National Insurance Company currently holds a Financial Stability Rating® of “A” (Exceptional) by Demotech, Inc. and an A+ by the Better Business Bureau.

GeoVera Insurance

GeoVera Insurance Company is a wholly owned subsidiary of GeoVera Holdings, Inc., which is an insurance holding company that conducts specialty excess and surplus personal...

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lines property business. GeoVera Holdings, Inc. is headquartered in Fairfield, California and has additional offices in Sheboygan, Wisconsin and Tallahassee, Florida.

Prepared Insurance

The Prepared Insurance Company philosophy is simple, “All homes, regardless of age, can be fortified to achieve adequate building standards and insured in the private market”. Prepared was launched in 2009 to help an under served market in Florida.

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Using years of research data on Florida home construction combined with more than 4 decades of claim experience, Prepared used their unique knowledge of building codes, construction, catastrophe recovery and mitigation to design custom underwriting criteria to fit every homeowner’s needs.

Universal Property & Casualty

Universal Property & Casualty Insurance Company (UPCIC) is a wholly-owned subsidiary of Universal Insurance Holding Company of Florida, a Florida corporation. Universal Insurance Holding Company of Florida is wholly owned by Universal Insurance Holdings, Inc.

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UPCIC has aligned itself with some of the best and most respected service providers in the industry. This functional structure affords UPCIC the opportunity to take advantage of a unique combination of financial strength, underwriting skills, analytical expertise and administrative capability

Universal North America

Solid insurance protection is built on values. At Universal North America, "Listen," "Aim High" and "Lead by Example" are the core values we do business by.

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Listen. When a crisis happens, you want someone to answer your call. Promptly. Universal North America has caring professionals standing by 24/7. And our customer service is better than good; it's exceptional.Aim High. At Universal North America, we bring our "A" game. Every day. We follow a conservative investment strategy, allowing us to grow steadily and maintain the resources to keep our promises.Lead by Example. Dependability doesn't just happen. At Universal North America, we know it's not what we say, but what we do that matters. That's why we practice disaster preparedness with frequent simulation exercises and keep our Mobile Catastrophe Response Unit in a perpetual state of readiness.

Edison Insurance

Edison Insurance Company brings smart and innovative solutions to the insurance industry. We believe in taking complex insurance transactions making them simple, focused, and smart.

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Our mission is to provide quality coverage at competitive rates while providing exceptional service. Our company is financially sound. We have an "A Exceptional" Financial Stability Rating ® (FSR) from DEMOTECH, INC. and we are backed by only “A Rated” reinsurance companies. We believe sound and conservative financials are the cornerstone to maintaining a strong and viable company to protect our insureds and their homes.

Lexington Insurance

Lexington Insurance Company, an AIG company, is the leading U.S.-based surplus lines insurer. For 50 years, we have provided innovative property, casualty, financial lines, healthcare, personal lines, and specialty lines...

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insurance coverages and services to companies and organizations of all sizes – from Fortune 100 corporations to small and middle market entities. Lexington is renowned for its ability to help brokers find solutions to the most challenging insurance needs of their clients.Drawing on our entrepreneurial spirit, our employees are encouraged each day to rise to challenges and embrace opportunities to make a difference. Our diverse workforce generates ground-breaking ideas that provide innovative solutions for our clients and help solidify Lexington’s position as a market leader.

Olympus Insurance

Olympus Insurance is revolutionizing the Florida homeowners' insurance market. Our financial strength and superior service mean you can be confident that Olympus is here to stay.

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The recent economic recession, combined with a challenging Florida insurance market, caused many larger insurers to leave the state. In their wake, numerous smaller companies sprouted up, assuming billions of dollars worth of "take-out" policies — even in higher risk coastal areas.

Florida Peninsula Insurance

When it comes to insurance, you need to know someone's got your back. At Florida Peninsula, our top priority is making that worry disappear. We believe in fast assistance...

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, fair business practices and friendly customer service that lets you focus on enjoying the many delights Florida has to offer.It's a mission that's been battle-tested from our inception. In our first year alone, in the wake of Hurricanes Wilma and Katrina, we handled more than 10,000 claims, and since then have helped more than 30,000 other families rebuild their lives.

Security First Insurance

Security First Insurance Agency has been doing business in Flint, Michigan since 1924. We are proud to provide auto, home and commercial insurance and financial solutions...

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to more than 8000 individuals, families and businesses in our area. We are committed to building a solid relationship with customers through practical solutions and excellent service.Since 1969, we have been a member of The Independent Insurance Agents of America, Michigan Association of Independent Insurance Agents, Michigan Chamber of Commerce and Genesee Regional Chamber of Commerce. In 2001, we also joined Associated Insurance Managers.

Gulfstream Insurance

Plain and simple, because you're worth it.You and your family deserve to know that when you've suffered damage to your home and belongings, you've got a team of experts...

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to call on for help. A team that will put your needs first. An insurance company with the financial strength and experience to respond to your claim quickly, should that day come.At Gulfstream, we provide that kind of security to our customers every day. We have years of experience helping families get back on their feet after a loss. And we're storm tested. We have the skills and resources to respond when large scale hurricanes hit. We know, because we've done it before...several times.

Ark Royal Insurance

Ark Royal Insurance Company has offered homeowners insurance to Florida property owners since 2008. The company has earned a Demotech A/Exceptional financial stability...

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rating and has also purchased Excess of Loss and Catastrophe Reinsurance that is more than double the minimum standards required by the state of Florida.The partnership between Ark Royal and ASI is built on shared values and business principles, with focus on mitigating risk through sophisticated pricing and underwriting techniques, maintaining controlled growth, and providing unsurpassed reliability to policyholders. The clear financial strength of the companies is coupled with the personalized service of our independent agents, as well as superior claims support.

American Traditions Insurance

The American Traditions Insurance Company's management team consists of credentialed insurance professionals with experience and proven expertise. We are proud to...

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announce that Demotech, Inc. has assigned a Financial Stability Rating® (FSR) of A, Exceptional, to American Traditions Insurance Company. The most current FSR must be verified at Demotech.com.Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, insurers earning a Financial Stability Rating® of A possess Exceptional financial stability related to maintaining positive surplus as regards policyholders.

Cypress Insurance

For over thirty years, the Cypress Insurance Group has served the communities of Broward, Palm Beach, and Dade counties providing both personal and business insurance...

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We pride ourselves on providing prompt, attentive, and personalized service to all our clients.We are a full service insurance agency which means we provide a broad range of insurance and risk management programs to both businesses and individuals. We are here to assist you - contact us for a competitive quote on your home, auto or business, simply click on either Get a Quote or on the Live Chat icon. One of our associates will be right with you to answer your questions and start the process.

Heritage Insurance

Heritage Insurance is based in St. Petersburg, Florida. We offer home, condo, and rental property insurance through a large network of experienced independent agents. Our...

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team is committed to providing homeowners with the highest quality property insurance along with some of the most competitive rates in Florida.The management team at Heritage has over 100 years of combined experience in the Florida Homeowners Insurance market. We understand the importance of customer service, which is why our staff is always available to handle any question or claim. We know the importance of getting families back to normal as quickly as possible.